AboutExecutive, still hands-on.
My titles have read Product, Program, and Technology across 20+ years: JPMorgan Chase, loanDepot, Microsoft, Disney, BofA, Wells Fargo, WaMu, IndyMac and Kind Lending. What is the consistent work underneath the titles? Take a complex platform or operating problem, align the business, technology and governance around it, and lead the change through delivery and into real world use.
I stay close to the team and the build the whole way. Across roles that means rolling up sleeves and gathering and shaping requirements, defining epics and backlog priorities, writing specs down to API/ETL detail, mentoring product managers, guiding distributed engineering teams, and carrying work through QA, UAT, and deployment; not just sponsoring from a distance.
Since Kind Lending's restructuring, I've founded ApexPrime Products and have been building BRĒTH, a physical product venture (market research and custom design through prototype iteration, manufacturing, unit economics, brand, and launch planning, targeted for Q4 2026), deliberately staying close to hands-on product building while deciding on the next operating role.
01
Govern AI into production, not around it.JPMorgan's APDS went through full risk, compliance, legal, and audit sign-off; production IP, not a pilot.
02
Own the whole lifecycle, not just the roadmap.Requirements through QA/UAT/deployment: the backlog math has to survive contact with engineering.
03
The stall is in the middle, not the kickoff.Every transformation dies between announcement and adoption; that stretch is where the hard work actually is.
04
Build the team alongside the platform.JPMorgan's engineering org went 40→65+ across three continents; Kind Lending tripled headcount; neither happened without deliberate Agile-maturity work.
Selected WorkProof, not claims
01
Production AI decisioning through a systemically important bank
JPMorgan Chase & Co. · VP Product, Property Vertical
Conceived APDS, an automated appraisal-eligibility decisioning service (rules engine plus dynamic logic). Wrote the engineering specifications and hand-tested it to production through risk, compliance, legal, and audit. Production IP, not a proof of concept.
+10% accuracy
-30% manual review
$2M+/yr saved
rules-based decisioning · regulated production · risk & compliance
02
AI-assisted intake platform, weeks to hours
Kind Lending · SVP Product & Platform
Personally prototyped the requestor-facing intake front end in Cursor and worked with two developers to deliver an LLM-assisted workflow that converts unstructured requests into standard Jira stories.
weeks → hours turnaround
3x technology team
LLM-assisted workflow · requirements engineering · Agile maturity
03
120-branch platform conversion in half the industry timeline
imortgage / loanDepot · Director, Program Management
Completed a 120-branch LOS conversion to Empower (begun as a consultant) plus the wholesale broker channel, as annual originations grew from $13.2B to $37.9B.
9 months vs 18+ month norm
$13.2B → $37.9B originations
M&A integration · platform migration · regulatory deadline
ExperienceRoles
SVP, Product & Platform · Kind Lending
Jun 2025 – Jan 2026
Owned technology strategy and delivery for a $1B+/month mortgage origination platform.
VP, Product, Property Vertical · JPMorgan Chase
May 2018 – Jun 2025
Owned product/technology strategy for a multi-billion-dollar first-mortgage platform; 15 direct, 50+ dotted-line reports across the U.S., India, Philippines.
Director, Product Management · loanDepot
Jul 2016 – Dec 2017
Owned the Consumer and Loan Agent portal components of the mello™ digital lending ecosystem.
Director, Program Management · imortgage, a Division of loanDepot
Jun 2014 – Jun 2016
Led M&A technology integration of imortgage's retail channel into loanDepot.
Consulting Experience
Senior Manager · The North Highland Company
2012 – 2014
Led client technology and operating-change work for Walt Disney Parks & Resorts and the loanDepot/imortgage merger integration, work that led to a direct hire by loanDepot/imortgage to complete the conversion.
Senior Consulting Manager · SMCI (Software Management Consultants, Inc.)
2011 – 2012
Designed the data methods and algorithms for a Bank of America FHA/HAMP compliance remediation effort, then performed the hands-on analysis and remediation directly.
Consultant / Senior Project Manager · Norman Group
2009 – 2011
Led technology and operations integration for the $8.8B Wells Fargo–Wachovia wholesale treasury merger: 78 cash-vault consolidations and 600+ customer conversions, through general-ledger reconciliation.
Senior Consultant · Troy Consulting, LLC
2008 – 2009
Delivered product, methodology, and contract-management work with Microsoft teams: unified 1,800 legal contracts into 180, and co-developed the Services Estimation Tool adopted as a Microsoft Services standard.
Earlier career: Washington Mutual (VP, Enterprise Risk Management, $18M Enterprise Decision Engine), IndyMac Bank, Aames Home Loan. Full detail in the résumé.
